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Two ways you can deal with non-stop collection calls

February 4, 2015 by · Leave a Comment 

Article Written by : Scrumpy Jack

When a debt collector starts to call you, there are many ways you can fight those threatening calls. You have immediate family needs that you need to attend and repayment of an overdue or contested debt shouldn’t be top priority over your family survival. So, prioritize all your bills and follow your heart in paying from most important to least important.

One way to deal with annoying collection calls is to find an agency or an attorney who specializes in debt relief for individuals. Once you have an attorney working on your debt, you can stop collection calls and send them to the attorney. They are more aware of all individual protections afforded to you under the law, especially the Fair Debt Collection Practices Act (FDCPA).

If you want to deal with your debt all by yourself and stop collection calls, you need to keep good records. Need to log in all calls you receive and times, names of persons you were in contact and other details. Most of all in order to stop any collection calls you need to request that in writing. Send them a certified letter asking them to stop harassment. However, if they send you proof of debt, they can start to call you again.