Debt Settlement Online & Debt Consolidation Help & Tips


Simple Mistakes That Affecty Credit Score

Simple Mistakes That Affecty Credit Score

Keeping a healthy credit score is something that you will have to do consciously. Simple mistakes, such as the following, will often lead to a drop in the score. This is unfortunate, because these mistakes are completely avoidable. 1. Don’t miss a payment. The payment history takes up 35 percent of the credit score. Missing […]


Settling your Debts with Debt Settlement

Settling your Debts with Debt Settlement

Sometimes, debt has a way of snowballing. When it gets out of control, you will find that you have no way of settling what you owe to your creditors. Fortunately, there is a way in which this situation can be handled without filing for bankruptcy. In a nutshell, Debt settlement is a process whereby a […]


Prepaid Credit Cards

Prepaid Credit Cards

The first thing to understand here is that a prepaid credit card is not the same as a debit card. Debit cards require you to have a bank account and expenses on those cards are paid off from the money that is in the account. Prepaid credit cards are empty until they are “loaded” with […]




U.S. taxpayers to profit from Troubled Asset Relief Program (TARP)

There were much criticism about the TARP that was introduced in 2008 and 2009. It was dubbed as a government sponsored bank bailout at the time. A total of $245 billion of tax payer money was pumped into save banks from going under during the worst financial crisis of this generation. It appears that the […]


What you should do if your business is failing

Countries large and small all around the world are experiencing enormous difficulties and small businesses feel it more than any other enterprise. If all your attempts to keep the business alive fail, do not wait any longer waiting for a miracle. There are quick steps you can take to reorganize or to move to another […]


Chapter 7 vs. Chapter 13 bankruptcy

In difficult economic and employment environment, more and more people are defaulting on repayment of their debt. If you are using your credit card to pay for your food and mortgage, this is a sign that you are in financial difficulty. If you have done everything to get back your financial health and nothing worked, […]


How Alimony Works

When a couple divorces, one of the issues is whether alimony will be paid. Alimony is more likely if one spouse was financially supporting the other or if one spouse made significantly more money than the other spouse. Your Long Beach divorce attorney can explain alimony to you in detail, but here is a quick […]


The Different Types of Default

By Phineas Upham When a person breaches the terms of their loan contract, they are said to go into default. What about when countries or corporations do it? There is also the possibility that a default is not necessarily bad if the damage is contained in a strategic manner, which is one of the potential […]


Dealing with debt in a divorce

Marriage as well as divorce will have consequences on debt. In this article we try to explain impacts of a divorce on certain debt incurred during marriage. Mortgage Mortgage is one debt that many enter into immediately after marriage. Different state laws are making it complicated for many who are facing a divorce and having […]


The Future of FinTech as explained by Phin Upham

By Phin Upham Phin Upham recently spoke at the Milken Institute Global Conference about the future of financial technology, or fin tech. Banking is in dire need of help. Methodologies that have been practiced for at least the past 100 years are no longer viable in today’s financial climate. In order to stave off irreparable […]


How much of credit to use?

When lenders look at your credit, they consider credit utilization rate provided by one of three credit bureaus, namely Experian, Equifax and TransUnion. Credit utilization rate is also contributes to form your credit score. Credit utilization is the amount of credit you used out of what is allowed by the credit line to you. Generally […]




Afghanistan government warns of leaked cables’ effects on ties

The cabinet of Afghanistan issued a warning to the media of the effects leaked diplomatic cables will have on ties between their country and the US Afghanistan’s finance minister Omar Zakhilwal says business will no longer be as usual between the Afghan administration and US ambassador Karl Eikenberry once videos of Afghan president Hamid Karzai and his cabinet being unruly are released openly in... [Read more]